Have you ever thought about what you would do if something were to happen to your most important assets — your home and your vehicle? Give them the protection they need with home and auto insurance from Dunn & Danese Inc Insurance Agency, providing personalized service to the Springfield, PA area.

Gain Peace of Mind with a Home Insurance Policy

Replacing your valuables and repairing or rebuilding your home in the event of disaster is financially out of reach for most folks. Fortunately, home insurance can make sure you never have to worry about this. A home insurance policy in Springfield covers your abode and your belongings if they are damaged or destroyed by unexpected events.

You’ll never have to dig into your savings or retirement fund if you have a home insurance policy that protects you from fire, natural disasters, vandalism, and theft. Your insurance policy covers repair, reconstruction, and replacement, all for a reasonable premium and small deductible, the amount you pay out of pocket before your policy kicks in to pay a claim.

Not only is your dwelling covered, but its contents are too. This includes your furniture, decorative elements, appliances, clothing, electronics, and other gear. You can easily add scheduled coverage for more expensive items like jewelry, fine art, antiques, and collectibles.

Did you know that the right home insurance policy also gives you liability protection? If someone is hurt on your property, it can cover you if they win a court judgment against you. In many cases, your policy also reimburses the expense of having to live elsewhere if your home is made uninhabitable by a storm or fire.

Protect Your Vehicle and Drive Within the Law

Like your home, your vehicle is a significant investment. You want to protect it and also drive within the law in the state of Pennsylvania. To register your car or truck in our state, you are required to carry the following auto insurance coverage, at a minimum:

• Bodily injury liability insurance: $15,000 per person; $30,000 per accident
• Property damage liability coverage: $5,000
• Uninsured motorist coverage: $15,000 per person; $30,000 per accident

The minimum coverage doesn’t cover your vehicle, however. That’s why we suggest adding collision and comprehensive insurance to most auto policies.

Collision insurance pays for the cost of repairing or replacing your vehicle after an accident. This is essential if you rely on your car or truck for school, work, or family activities. You can get back to regular life quickly without a big dent in your bank account.

Comprehensive auto coverage protects your vehicle in the instance of theft, vandalism, or damage by fire or the elements.

We Make Home and Auto Coverage Easy

Leaving your home or your vehicle uninsured is risky and, in some cases, illegal. Not only are you required to purchase auto insurance, but your mortgage lender may also require home insurance.

Let us make your home and auto coverage a breeze with the personal service that has become so rare lately. As independent agents, we tend to your unique needs and have a broader array of home and auto insurance products for our clients in Springfield. Call us today at 610-623-4750 or reach out online for a quote. You’ll sleep better with the confidence that your biggest assets are covered.

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